Terry has a Business Administration Diploma from Red River College and has been fully licensed as a life insurance broker since 1979.

Terry enjoys meeting with people to talk about their goals and dreams and help them to guarantee that even if something happens to them, those goals and dreams can be completed. Delivering a cheque to someone who has lost a spouse and to see the relief on their face that financially they will be alright is very emotional to him. Terry doesn't just sell a piece of paper, he sells a promise to deliver money when it is most needed. Money that can be used to pay off the mortgage, provide educational funds for children and to maintain the lifestyle of the family in a time of loss. The first claim cheque Terry delivered proved how important proper planning really is. Every claim cheque he's delivered since continues to reinforce the importance of what he do with his clients.

Terry's risk management training background helps him to council clients on which risks can be self-insured and which should be transferred to an Insurance Company. His goal is to never let a client assume a risk that could be transferred for a relatively low cost. Premature death, disability and critical illness are risks that fall into that category. Clients can expect a very low pressure process. Through a fact finding approach, Terry determines what his client’s needs are and shows them all of the options to address those needs. He can help them and advise suggestions but ultimately it is their decision on how to proceed. As client’s needs change, regular reviews address the need of the client both today and in the future. Coverage solutions have to be flexible to meet those changes.